The Van Leasing package is split as follows:
Deposit: Minimum of 3 monthly rentals in advance. Usually about 20% of the vehicle’s value, although you can choose what to pay to adjust your monthly rentals.
Fixed monthly rentals: Choose your rental term, from 2 to 5 years.
Final balloon rental option: Paid off by the sale of the van. (Residual value is priced at an average mileage of 20,000 per year. Finance subject to company status.)
Our rentals are always calculated using a balloon value based on 20k miles pa.
Choose to repay over 2 to 5 years
First years's RFL (Road Fund Licence) included
Freedom to fix monthly costs
No excess mileage fees or damage charges at the end of the contract
Recoverable VAT and Corporation Tax Benefits
The vehicle appears off balance sheet as it is owned by the leasing company
You receive 97.5% of the resale proceeds at the end of the contract (Lenders take 2.5%)
To assist your application, finance companies will look for a number of the following criterias:
3 year address history
One credit item in past 3 years
UK resident
Full UK driving licence
Proof of income
No current CCJ's or Mortgage arrears
For business use:
Proof of positive trading
Director can sign as guarantor
DISCLAIMER
All payments advertised are subject to VAT. Deposit can mean initial payment or initial rental depending on the contract type. Customers are subject to credit searching by the finance company on application.
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